Remember when our parents told us not to buy things we can’t afford? Well, buckle up, because the financial world just got even wilder.

DoorDash and Klarna have teamed up to let you finance your late-night food cravings, and we’re not sure whether to laugh or cry. Their new partnership allows customers spending over $35 to pay for their meal in four “interest-free” installments. Sounds convenient, right? Narrator: It’s not.

The Fine Print Nobody Reads

Let’s break down this culinary financial scheme. You want a burrito, but instead of just paying $12 upfront, you can now spread that cost over four payments. Consumer advocate Chuck Bell from Consumer Reports warns that missing even one payment could turn your cheap meal into a financial nightmare.

The Real Cost of “Free”

While the pitch sounds tempting - “Hey, spread out that $12 burrito cost!” - the reality is much darker. Miss a payment, and suddenly your budget-friendly meal becomes an expensive lesson in financial management. Late fees can quickly transform that chile relleno into a budget-breaking experience.

Welcome to Late-Stage Capitalism, Millennial Edition

This isn’t just about burritos. It’s a symptom of a larger economic disease where everything - even fast food - can be financed. We’re living in an era where even the simplest transactions have become complex financial negotiations. Welcome to 2025, where your lunch comes with a payment plan.

Just remember: Just because you can finance a burrito doesn’t mean you should.