San Francisco’s real estate scene just got another twist – and we’re not talking about the Mira’s eye-catching architectural design. This downtown skyscraper, once the darling of the city’s development boom, has found itself in a bizarre mortgage blacklist predicament that’s leaving potential buyers scratching their heads.

Nestled near the Bay Bridge with its sleek, rippling facade, the Mira seemed like the perfect millennial dream pad. Developed by Tishman Speyer and boasting trendy ground-floor tenants like Sweetgreen and Saint Frank Coffee, the building appeared to have it all. But here’s the tea: Fannie Mae and Freddie Mac have essentially put a big red ‘CAUTION’ stamp on this property.

The Mysterious Mortgage Meltdown

Despite having no major structural issues, the Mira is stuck in bureaucratic purgatory. The culprits? A janky roof-top window-washing unit, some questionable water filtration system complaints, and an ongoing warranty-related legal action that’s keeping potential buyers at bay.

The Lending Limbo

Mortgage experts are calling this a “guilty until proven innocent” situation. Potential buyers now face a gauntlet of extra checks and potentially higher interest rates. The kicker? Most won’t even know about the blacklist until they’re deep into the mortgage application process.

The Silver Lining

Tishman Speyer remains optimistic, promising active discussions with the homeowners association. For now, the Mira remains a cautionary tale in San Francisco’s ever-dramatic real estate saga – proving that in this city, nothing is ever as straightforward as it seems.

So, future homeowners, take note: sometimes that dream condo comes with more red tape than a government office during tax season.